How to File a Diminished Value Claim

Filing a diminished value claim is a great idea after an accident. Your car already deprecated in value, so why not get compensated for it? This article covers:

How to file a diminished value claim with insurance

Requirements for a valid DV claim

How to win against your insurance provider

Diminished Value Process

Filing your diminished value claim requires a few steps.

  1. Get an appraisal

An official DV appraisal includes the calculations for your diminished value and all the supporting evidence a court could want.

2. Send a Demand Letter

A Demand Letter is sent to the insurance company, requesting a payout for your vehicles DV.

3. Negotiations

The insurance company will surely offer to settle for significantly less than your Demand Letter requested. Don't accept anything less than 80% of the Diminished Value.

4. Get Paid

If insurance offers you a diminished value amount you're happy with, the case is settled! If not, time to litigate. Insurance companies will rarely choose litigation over settlement in diminished value cases.

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